Gerbang Pembayaran Nasional (GPN)By Anita Ratnaningsih | Sep 28 2020 23:27
Gerbang Pembayaran Nasional (GPN) is a payment system that integrate bank interconnection. Gerbang Pembayaran Nasional (GPN) makes cashless payment transaction easier and seamless. It uses debit card to conduct transaction in merchant or stores.
All bank in Indonesia must adopt and implement the Gerbang Pembayaran Nasional (GPN) system and release debit card with GPN logo on it.
The benefit of the using of GPN debit card is that this card is standardized to make payment through Authomated Teller Mechine (ATM) and Electronic Data Capture (EDC) in all around Indonesia. The card had also used chip technology (National Indonesian Chip Card Specification/NISCCS). It is easy, seamless and secure.
And for banks, the using of the GPN debit card will decrease the switching fee. It even better cause banks no longer need to pay international switching company to conduct transaction using international cards in Indonesia.