ALTO Partner With Visa To Enhance The National Payment Gateway

By Anita Ratnaningsih | Sep 28 2020 12:45

ALTO, Indonesia’s leading provider of end-to-end bank switching and digital payment solutions, and Visa, the world’s leader in digital payments, today announced they have received Bank Indonesia’s approval to form a partnership in domestic debit-card transaction processing.

This partnership marks ALTO and Visa’s longstanding commitment to Indonesia, supporting the National Non-Cash Movement and Bank Indonesia’s mission for financial inclusion. ALTO will work together with Visa to bring its capabilities up to world-class standards, including improvements to security, operational efficiency, and risk management.

Armand Widjaja, President Director of PT ALTO Network, said the partnership marks a historic landmark to ALTO’s business in achieving its ambitious goals to become the leading and trusted payment and digital system partner in Indonesia that offers the latest technology and world-class excellence. “As one of the national switcher companies which connected to ATMs with the largest number with more than 100,000 machines across Indonesia, we always strive to ensure the security and reliability of our network and services which has a 99.9% up-time service level agreement. We are delighted to welcome Visa, with its global network and 60 years of world-wide experience, to become our partner in domestic debit processing, hence solidifying our services and the confidence of our clients and end-consumers.”

Riko Abdurrahman, President Director of PT Visa Worldwide Indonesia, said the partnership is part of Visa’s key long-term strategy to support national economic empowerment and grow the nation’s payment technology capabilities to be world-class. “The partnership is in line with Visa’s long-term strategy to drive acceptance and adoption of non-cash payments in Indonesia, and in full support of Bank Indonesia’s National Payment System vision. We are committed to sharing Visa’s global expertise and technology to help enhance ALTO’s security capabilities, operational efficiency and risk management to be world-class, driving Indonesia towards a cashless society.”

About ALTO

PT. ALTO Network (ALTO) is one of  the first Payment Switching company in Indonesia which was founded in 1994. ALTO is licensed by Bank Indonesia as the Principal of ATM/Debit, Clearing and Settlement, and as the Switching of National Payment Gateway (GPN). Through out the years, ALTO’s business has grown from shared ATM Network to complete Digital Payment Solutions, transformed to “national leader in payment solutions using the most innovative technology to give impact on connecting commerce and financial institutions to their customers”. ALTO strives to always support Financial Institution and Partners by providing innovative solutions to meet their needs.

ALTO is connected to over 100.000 ATMs and over 1.000.000 EDCs. For more information, visit

About Visa Inc.

Visa Inc. (NYSE: V) is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, businesses and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s relentless focus on innovation is a catalyst for the rapid growth of connected commerce on any device, and a driving force behind the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce. For more information, visit About and @VisaNews.


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