Shared ATM Network

Excellence in Experience

ALTO was founded in 1994 as a national ATM network, the company established the initial infrastructure and pioneered interbank networking in Indonesia.


Our Shared ATM Network switch makes it possible for customers to use their ATM card at another banks’ terminal to access their funds. Our network provides access to over 15’000 ATM’s nation-wide with our growing number of 20 member banks.


ALTO is currently in collaboration with Seven Bank (Japan) to develop ATM’s in Indonesia, in the first year of the partnership, 5’000 ATM’s will be deployed across the country.